Ira Limits 2024 And 2025 Over 50. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,. In 2025, income limits are $79,000 for married couples filing jointly in 2025, up from $76,500 in 2024.
The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly. For 2024 and 2025, individuals younger than 50 can contribute up to $7,000 to a traditional ira or roth ira.