Roth Ira Limit 2024 Married. In 2024, married couples filing jointly can contribute to a roth ira if their magi is less than $230,000. The limit for annual contributions to roth and traditional individual retirement accounts (iras) for the 2024 and 2025 tax years is $7,000 or $8,000 if you are age 50 or older.
For 2024, your roth ira contribution limit is reduced (phased out) in the following situations. But after your income surpasses those numbers,.